Firstly
I don't care about my bank as I have little interest in playing until raids/inferno is released. I wouldn't be affected by the economy reset if there was one to occur, I'd happily grind for my shit back. But it's never worked in the past and most likely never will.
Any player who's been here since 2012 can tell you that.
Ask any staff Mod+, Loyal, Cape (if he still plays), Trick Maulz, Lee, RJ, etc who had to sit through that shit and grind their shit back to the state of which we were left with the same abysmal playercount.
Nothing can be done to make us get over 300 players. Time and money needs to be put into investment of advertisements. The game is fine. It's a private server, you should expect people to have 10b banks as a standard for maxed players. Stakers (and merchers in the past) have got to 1T banks before, reset wasn't necessary. The same shit will happen all over again and you'll realise it wasn't worth resetting in the first place once we get to that stage again within 8 months time.
Edit:
Secondly
If a reset were to occur, he should reset normal accounts and not iron (as I see that to be way too unfair). And make it so that iron men cannot trade normal accounts (to give items from their irons to their mains for an unfair advantage in the new eco).
A suggestion:
Host a World 2 like back in the day and see how many people that gains. Have the player files save for both worlds but just reset the economy on world 2. It should be possible but as it's all linked I'm not entirely sure it would be. I'm not good with server hosting so idk.
Maybe even just make a world 2 with a freshspawn, skills, eco, etc. If the first suggestion won't work.
There's my 2 cents